Winterize Your Home

Don't wait to prepare your home for winter until after you've awoken to find that your windows are frosted over on both the outside AND the inside!

Get ready now for colder days ahead by making sure your home is properly insulated to preserve heat. Inspect windows and doors and apply caulk and weather stripping where it's necessary to keep the cold air out. 

Another great way to save precious dollars on your heating bill is to close drapes and blinds to retain heat and keep your garage doors shut. If your doors are particularly drafty at the bottom, you may want to consider purchasing draft guards to save heat from escaping underneath the door, or a rolled up towel also does the trick.

Believe it or not, your ceiling fan can also be a budget saver. Set them so they turn in a clockwise direction and they'll push hot air upward along the ceiling towards the floor (remember, hot air always rises).

Improve the efficiency of your central air and heating system by routinely changing the filters. It may also be time to invest in a programmable thermostat. During the winter program the thermostat to run cooler during the day while you're away and at night as you sleep.